CARITAS NEBBI FES- Access to Finance and Market Assessment

Description	Results
Interview period	02-May-2022 to 06-May-2022
Total number of Respondents	261 (Male:82 Female:179)
Number of Parishes	5
Average amount of money (UGX) a household have in a savings group	130,965.86 "Min:1,500.00 Max:1,800,000.00)
Average distance (kilometers) to the nearest market	7.49 "Min:0.50 Max:80.00)

g1. Credit sources that households have access to [All Subcounties]

Note: results are from multiple-choice responses
Code	Description	Freq	Percent
01	Relatives/ friends	116	24.95
03	Money lenders	9	1.94
06	VSLA	169	36.34
05	Group/ Credit Association(SACCO)	113	24.30
02	Shopkeepers	50	10.75
04	Banks	4	0.86
96	NONE, No access to credit	4	0.86
	Overall	465	100.00

g2. Does your household have access to savings in any savings group? [All Subcounties]

Code	Description	Freq	Percent
01	Yes	249	96.14
00	No	10	3.86
	Overall	259	100.00

g4. In the last 12 months or less, has your household ever accessed a loan? [All Subcounties]

Code	Description	Freq	Percent
01	Yes	238	91.89
00	No	21	8.11
	Overall	259	100.00

g5. What did you utilize this loan/credit funds for? [All Subcounties]

Note: results are from multiple-choice responses
Code	Description	Freq	Percent
01	Business	71	10.33
04	Medical care	158	23.00
06	Pay school fees	92	13.39
03	Buy food	155	22.56
95	Other	51	7.42
05	Pay debt	96	13.97
02	Buy clothes	64	9.32
	Overall	687	100.00

g6. When do you expect to pay this loan/debt back? [All Subcounties]

Code	Description	Freq	Percent
03	A month’s time	189	79.41
08	Completed paying back	22	9.24
04	About 3 months time	9	3.78
06	A year’s time	2	0.84
02	In 2 weeks time	10	4.20
05	About 6 months time	4	1.68
01	A week’s time	2	0.84
	Overall	238	100.00

g7. How loan access changed household financial situation in the past 12 months [All Subcounties]

Code	Description	Freq	Percent
02	Made it more difficult	71	29.83
01	Made it easier	165	69.33
03	No change	2	0.84
	Overall	238	100.00

g8. Membership status to the different groups [All Subcounties]

Note: results are from multiple-choice responses
Code	Description	Freq	Percent
01	Savings group	251	80.97
02	IP/OP formed beneficiary group	49	15.81
03	Government farmer group	3	0.97
96	None	7	2.26
	Overall	310	100.00

g9. How much control do you have over assets in your household and financial decision-making? [All Subcounties]

Code	Description	Freq	Percent
02	Moderate	201	77.61
04	All	11	4.25
03	Most	42	16.22
01	Little	5	1.93
	Overall	259	100.00

h1. What are the most viable businesses for this community? [All Subcounties]

Note: results are from multiple-choice responses
Code	Description	Freq	Percent
02	Farming	255	27.78
08	Trading- farm produce	139	15.14
09	Trading- all other goods	103	11.22
10	Transportation	93	10.13
07	Trading- livestock	54	5.88
11	Mechanic	62	6.75
12	Food selling/ Catering	50	5.45
01	Tailoring	53	5.77
05	Milling/ Grinding	33	3.59
03	Livestock Rearing	45	4.90
04	Poultry Production	25	2.72
06	Shelling/ Grading crops	6	0.65
	Overall	918	100.00

h3. What are the challenges you face in accessing the market? [All Subcounties]

Note: results are from multiple-choice responses
Code	Description	Freq	Percent
01	Long distances	161	16.97
02	Limited supplies	82	8.64
03	Taxes	174	18.34
05	Low demand	178	18.76
06	Poor roads	139	14.65
04	Low price value	214	22.55
95	Other	1	0.11
	Overall	949	100.00

h4. What is your reason to access market? [All Subcounties]

Code	Description	Freq	Percent
01	Sell goods/ produce	77	29.84
03	Both sell and buy goods/ produce	178	68.99
02	Buy goods/ produce	3	1.16
	Overall	258	100.00

h5. What are the most common products sold in your market? [All Subcounties]

Note: results are from multiple-choice responses
Code	Description	Freq	Percent
01	Beans	251	8.71
02	Cabbages	182	6.31
03	Cassava	229	7.94
04	Eggplants	157	5.45
06	Groundnuts	185	6.42
07	Irish Potato	178	6.17
08	Maize	189	6.56
10	Okra	138	4.79
11	Onions	183	6.35
18	Vegetables	148	5.13
17	Tomatoes	148	5.13
05	Fish / Sardine ( Lacede)	77	2.67
16	Sweet potatoes	133	4.61
95	Other	2	0.07
09	Millet	97	3.36
19	Meat and Meat Products	111	3.85
20	Poultry and Poultry Products	92	3.19
12	Peas	52	1.80
13	Rice	83	2.88
14	Simsim (Sesame)	57	1.98
15	Sorghum	98	3.40
21	Fish and Fish Products	93	3.23
	Overall	2,883	100.00